Blog Archives

Guest blog: Saving the Savings Bond: The “SAVINGS Act” in 2013

Savings BondsSavings bonds have an interesting history. First introduced in 1935, they were designed to “appeal primarily to individuals with small amounts to invest” and used as a way to expand participation in government financing. Their conceptual predecessor was the war bond, which, in various forms, has been available in the US as far back as the American Revolution. Although war bonds come and go, savings bonds have been offered to the public continuously since their inception, and tax-time savings bonds, savings bonds you can purchase directly on your tax form, have been available since 2009. By using IRS Form 8888, while preparing her taxes, a taxpayer could choose to “impulse save,” or set aside a part of her refund to purchase a U.S. Savings Bond, effectively pre-committing to save the money before she actually receives it. Read the rest of this entry


Guest Blog: Can we save the savings bond?

Savings BondsTax season is almost over and finally all of the pressure to “buy, buy, buy” with our refund will subside. But, thousands of taxpayers chose a different path this year – they chose to take a portion of their refund and save into U.S. Savings Bonds. In fact, since 2010, over 100,000 people have benefited from tax time savings bonds totaling more than $40 million. At D2D, we have been trying to increase the financial security of Americans for over a decade and very few innovations have been more successful or promising than tax-time savings. Read the rest of this entry

D2D: Wash Away the Tax Season Blues by Doing Something Fun This Year!

Savings BondsThe Doorways to Dreams Fund and the Bonds Make It Easy campaign are running SaveYourRefund, a national sweepstakes promotion to make saving at tax time fun and exciting.   We will be selecting forty-one lucky tax filers who save at least $50 of their tax refund to win a total of $35,000, including a very lucky $25,000 GRAND PRIZE winner.

The sweepstakes will begin on February 1, 2013 and end on April 15th, 2013, with the Grand Prize drawing on April 19th, 2013.  This promotion is open to all tax filers at least 18 years old and get at least $50 in refunds.  Entrants to the promotion must save a portion of their refund in IRS’s Form 8888 to be eligible to win. Read the rest of this entry

Guest Post: Savings at Tax Time

Start saving today!

Tax time provides a great chance for our clients to save

America Saves Week is February 19-26, 2012. To find out more, visit

As we all know, tax time is a great time for our clients to put part of the disposable tax refund into savings for an emergency safety net to be available throughout the year if needed. Unfortunately, many of our clients are unaware of the great opportunities to start saving and use a savings vehicle that will draw interest while sitting in an account for emergencies.

Some of the alarming statistics include: Read the rest of this entry

US Savings Bonds Campaign: Savings Bonds During Tax Time

Savings Bonds

U.S. Savings Bonds are an easy and secure way to save for the future

Want a safe, easy and secure savings product to offer during tax time? In partnership with the Doorways to Dreams Fund Inc., NCTC wants to support an easy way for tax filers to save during the tax season. Taxpayers can take a part of their refund and buy a savings bond! Read the rest of this entry

Federal Benefit Payments Are Going All-Electronic

Go DirectThe U.S. Department of the Treasury is phasing out paper checks for federal benefit payments. Monthly benefit payments will instead be made electronically. This means that anyone who currently receives a federal benefit check must switch to an electronic payment method by March 1, 2013.

As a trusted source of financial information for low-income and older taxpayers, your organization is in the perfect position to share information about this change to the way federal benefits are being paid and urge people to switch now rather than wait for the deadline. Read the rest of this entry